Virtual Terminal Credit Card Processing

Small businesses and entrepreneurs are more likely than ever to conduct most, if not all, of their business online via their web site. This requires some sort of online credit card processing.

Businesses large and small have come to rely on virtual terminal credit card processing to accept credit cards and other electronic forms of payment. Consumers have become accustomed to online shopping at any hour of the day.

There are several companies that will allow you to create an account and start accepting electronic payments within minutes of creating your account. All that is needed is a computer and internet access, the merchant account credit card processing company will supply the software and security platform. Now accepting payment is as easy as accurately entering the customer's card information into the VT interface.

Simple yet powerful eCommerce solutions are available from companies such as goEmerchant, Merchant One, Chase Paymentech, and virtual terminal PayPal. Most services allow businesses to transact secure, real time credit card sales without expensive software and hardware that quickly becomes obsolete. Look for solutions that allow you to accept credit cards virtual terminal without application fees, set up fees and other service charges. Also, avoid contracts with penalties for early termination.

Virtual terminal credit card processing allows small businesses to accept and process card payments securely, 24 X 7 / 365 days a year. The secure gateway ensures the safety and privacy of customer information. Any type or size business can accept electronic payment via credit card, debit card, electronic check even over the phone or by fax.

Improving Customer Service

Virtual terminal processing also simplifies several customer service tasks such as refunds and facilitating ongoing or recurring charges. Customers can also download receipts and check the status of transactions. Satisfied customers often become repeat customers.

Level the playing field for your small business and take advantage of powerful, yet user friendly credit card processing solutions. Transact secure, real time credit card sales with just your computer--forget the expensive and proprietary credit card processing systems.

PayPal Credit Card Processing

The leading form of payment for eCommerce transactions. PayPal VT is an affordable and trusted alternative to credit card machines. You can turn any computer into a credit card terminal using your PayPal account. As a pioneer in internet based transactions there is no hardware to buy or rent and no software to install. A browser is all that is needed.

PayPal allows you to set up a payment screen on your website, or the ability to take an order by phone, fax, or mail. Once you have the credit card information, just log in to your PayPal account and enter it. A great solution for taking payments while on the road away from the office.

Of course, for those customers without a PayPal account, all major cards are accepted. Fast, secure payment verification means the money hits your account in minutes. Once the payment hits your PayPal account it can be easily transferred to your bank account subject to the normal 48 to 72 hour time it takes to clear. Or keep it in your account and spend it online anywhere PayPal is accepted.

Unlike many other merchant accounts, there aren't any initial setup fees, minimum transaction volume fees, or cancellation charges.

Orbital Virtual Terminal

Orbital is a service of Chase Paymentech. Many medium sized to larger sized companies rely on the Orbital suite of Web-enabled payment processing tools for e-commerce. Orbital enables you to accept payments via your web browser and features best in class security features. Several different, fully scalable services are available to meet the needs of your business as it grows.

The Orbital Virtual Terminal is a Web-based application that eliminates the need for hardware, dedicated phone lines, satellite feeds, and costly maintenance. Transactions are submitted through the secure Orbital Payment Gateway. Security is a major concern for consumers. To protect card data, Orbital uses industry-standard Secure Sockets Layer (SSL) protocol, and 128 bit encryption for advanced transaction security.
 
The Orbital suite of solutions will run on PC or Macintosh operating systems. As an affordable and customizable service it allows you to manage your business with detailed reports that make tracking your performance a snap. For larger businesses there is an optional suite of managed invoicing and customer information management modules that are also available through Orbital.