USB Credit Card Swiper

Any ordinary PC can serve as a credit card payment machine with the use of a USB magnetic card reader, otherwise known as a USB credit card swiper.

Businesses, small and large, can process credit card transactions online from anywhere with a USB card swiper. Along with your computer and internet access, this device allows real-time credit card processing virtually anywhere at any time.

Before inNovative credit card scanners for computers, road warriors and other businesses that commonly take credit card payments remotely would need to bring along a bulky card swiper or even a manual credit card machine. Besides the added weight, many portable electronic POS terminals are somewhat fragile and are expensive to replace if broken.

The reliability of the internet connection is now critically important to the operation of the business. Small businesses often rely on cable modems and dsl lines which are mostly up to the task. A data plan on a mobile phone is a great back up service should anything happen to the main connection. Mobile phone broadband data plans are also useful for remote processing when there is no hard wired connection available.

Of course, USB swipers can read any major debit or credit card your customer provides. Swiping a customer's card provides a higher level of security and authorization that cannot be attained with telephone or online orders. Physical possession of the card and validation of the credit card swipe data on the magnetic strip help to positively identify the customer and reduce the chances of fraudulent use of the card.

USB credit card swipers usually ship with a proprietary software that needs to be installed on the computer. The credit card reader software is provided by the manufacturer and works in tandem with the merchant account payment provider. Usually the installation of the software is quite simple and generally takes only a few minutes. After the software is installed, just plug the device into a USB port on your computer and you are good to go.

The software, which typically includes tools that allow transaction tracking and error reporting, will usually have the ability to transfer the records of your sales into your balance sheets and accounting software. The program will automatically run the card and keep track of all of your sale records for you.

Unitech USB Card Reader

Unitech's MS241 reader is easy to use with intuitive software included. Not only can it be used for accepting POS credit card payments but it is also commonly used for many different access control, and self-service applications. Known for their reliability, they are easy to install and use. Fully compatible with both PC and Mac operating systems. The device is powered via the USB port so no external power source is required.

Magtek Mini-Mag Swipe Card Reader

One of the most trusted names in magnetic card readers. The Mini-Mag USB magnetic card reader keyboard wedge is a reliable solution for any type business that relies on high volume card transactions. Versatile and able to read just about any card with single, dual and three track capability. Durable, long lasting design boasts up to 1,000,000 passes with ISO-conforming cards.